7 Frugal Habits of Graham Stephan

Budgeting and Tracking Expenses: Graham meticulously tracks his spending and adheres to a strict budget.

Living Below His Means: Despite his significant income, Graham lives a modest lifestyle. He avoids unnecessary luxury purchases and prioritizes saving and investing over spending on high-end goods.

Saving on Food and Drinks: Graham is known for his cost-saving measures when it comes to food.

Driving Affordable Cars: Instead of splurging on luxury vehicles, Graham chooses to drive more affordable cars that are reliable and economical.

Maximizing Credit Card Rewards: Graham takes advantage of credit card rewards and cash-back programs.

Investing in Real Estate: Rather than spending money on depreciating assets, Graham invests in real estate properties that generate passive income.

Avoiding Lifestyle Inflation: Graham maintains a consistent lifestyle regardless of increases in his income.

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